If you are in the market for vision insurance, you have come to the right place. Regardless of whether you are looking for yourself, your family, or the employees of a business you own, the professionals at CAP Insurance Services can show you a policy that will meet your needs. CAP Insurance Services has forty years of experience in the health insurance industry, and we have made strategic partnerships with every major provider of vision insurance. If there is a vision plan that suits you best, we can find it.
How Vision Insurance Works
Vision Insurance can cover a number of services. Each plan provides a summary of benefits and coverage that explains these services in detail. Generally they cover routine eye exams, and the cost of prescription eyewear (glasses and contact lenses). Some policies will also offer discounts on elective vision correction surgery, such as LASIK, or PRK. Generally, instead of providing unlimited coverage after copays and deductibles are met, they offer discounts on services for an annual or monthly premium.
Standard healthcare plans can offer vision benefits as well. These plans generally provide the same benefits as a vision plan, and can also cover certain eye conditions and diseases, or even eye injuries. If you want to gain these additional benefits, it may mean a change in your general health care plan. Fortunately, CAP Insurance Services has examined every plan for its capacity to provide coverage for vision services, and we are able to show you these features in detail.
Because most of these benefits require copays or coinsurance (i.e. discounts), it follows that the less you pay in copays and coinsurance, the more premium you have to pay. This tradeoff in value for your premium is the most significant factor in your decision in choosing a plan. CAP Insurance Services is careful to explain this tradeoff so that you will understand exactly how much value you are getting for your dollar.
Vision Insurance Plans for Businesses
If you are a business owner looking for an affordable way to provide vision insurance to your employees, the professionals at CAP Insurance Services have got you covered. When selecting plan options for your workers, we look at all relevant factors for their needs and yours. As stated earlier, we have access to every vision insurance provider, and every plan.
If you prefer to bundle your vision plan to any other healthcare plan you want to adopt, we can do that. If you have a healthcare plan that makes exceptions for certain individuals (e.g. people who get a plan through the public exchange), we still have options for providing them a vision plan. When it comes to insuring your employees, let us find solutions to the unique problems facing your company. We always find a way.
Adding Value to your Business
At CAP Insurance Services, our professionals have thriving working relationships with the carriers that add value to your company. If there is a specific company that your employees favor for providing vision insurance, we can set up a vision plan with that company. This flexibility adds value to the services you offer your employees, and gives you credibility as an employer.
Every vision insurance provider has something to offer your company. To choose one, we need to know your goals for the plan. When you contact CAP Insurance Services to discuss coverage options, we will provide a free consultation to discuss your goals. We also talk to your HR people to assess the goals and needs of your employees. This conversation is critical, because it gives us the specific information we need to find the perfect plan option for you. From this meeting, we will find a number of options, which we then explain to you in detail.
CAP Insurance Services is an Ongoing Partner
CAP Insurance Services does a lot more than find you that perfect policy. We provide top-quality support for its implementation, as well as for any other ongoing HR operations that you provide. Because we provide standard health care plans for businesses, we have access to vendors and other resources to help you administer all aspects of your healthcare plan, as well as life insurance, disability, accidental death, and dismembership, or other HR services. Any time you implement a new policy, it helps to have support. Not only do we assist you in keeping the documentation necessary to stay in compliance, we help you come up with a system of best practices to keep your operation simple and reassure your staff.
Although we know you can handle these tasks on your own, we understand that you often don’t have the time to become an expert in health care. Implementing a health care plan is a complex operation with many facets, and you have a lot of other aspects of operations to focus on. Let us handle the minutiae of implementing your health care plan and vision plan, and you will be pleased to see the value of relying on a broker with decades of expertise in the field.
CAP Insurance Services is Your Choice for Vision Insurance
CAP Insurance Services is a full-service brokerage firm that offers the best possible rates for coverage while providing the best possible plan for meeting your company’s goals. By partnering with us, you acquire the service needed to move your company towards becoming self-sufficient. We understand that you are capable of finding a plan on your own. But even the most thorough business owners will not be able to find let alone access every possible plan option. They also will not understand how to properly evaluate them for their effectiveness in covering employees. They’re simply not trained for these tasks.
CAP Insurance Services, on the other hand, studies business health plans and vision plans all day, every day. You will not find a broker that can get you better rates. And if you currently offer a vision plan, we have a good chance of saving you money. Our first step when you call us is to schedule a meeting with you and your HR team to determine your goals. We also take this opportunity to explain in detail how we can help you implement your new plan, and save you money in the future. When you’re ready to get started, we’re here for you.