Dental Insurance

/Dental Insurance
Dental Insurance 2017-11-30T23:26:16+00:00

Dental Insurance

Regardless of your reason, if you are looking for dental insurance for yourself, your family, or your business, the professionals at CAP Insurance Services are prepared to help you find the right policy to suit your needs. CAP Insurance Services has been around a long time, and we’ve forged strong ties to all major dental insurance carriers in California. We know every policy out there, and can find the best one for your business.

Dental Procedures

Dental coverage for a variety of proceduresDental Insurance covers a variety of procedures, all of which are explained in detail in your plan’s summary of benefits and coverage. Most dental plans cover preventive, basic, and major procedures. But there are also plans that cover cosmetic procedures, orthodontic care, and surgeries. What follows are lists of these types of procedures. These lists are not all-inclusive, and can vary from carrier to carrier.

Preventive Procedures

include examinations, cleanings, routine x-rays, fluoride treatments, and sealants.

Basic Procedures

include emergency pain relief, fillings, routine tooth extractions, root canals, periodontal scaling and root planing, recementing crowns, stainless steel crowns, and non-routine x-rays.

Major Procedures

include crowns, inlays and onlays, bridgework, tooth implants, impacted wisdom tooth removal, dentures and denture maintenance.

Cosmetic Procedures

includes whitening, dental veneers, implants, and composite bonding.

Orthodontic Procedures

include x-rays and photos, impressions, banding, bonding, adjustments, and debonding. All of these procedures pertain to attaching braces (or bands) to the patient’s teeth in order to correct tooth alignment.

Dental Surgeries

include root canals, crowns, veneers, implants, bridges, dentures, implant-supported prosthetics, Apicoectomies (removal of a diseased part of a root or bone), fiberotomies (the severance of fibers around a root, preventing it from moving back to its original position), and oral or maxillofacial procedures.

Of course, the types of procedures covered by each plan will vary from plan to plan. More expensive procedures will usually require coinsurance. If a plan requires low or no coinsurance, then the premiums for it will be higher. CAP Insurance Services is careful to explain the balance between the premium you pay and the level of coverage you receive; we also help you find the plan with the right balance for you.

Dental Insurance Plans for Businesses

Dental insurance for employees of businessesIf you own a business, offering dental coverage to your employees provides no additional challenge to the professionals at CAP Insurance Services. Depending on your employees’ ability to qualify, we are positioned to find you the best available policy to support the goals of your company and employees. As stated earlier, we work with every dental carrier and have access to the best plans available.

Our plans can be bundled with any other healthcare plan you may offer to your employees. Even if you utilize a plan that allows some of your employees to find health care on the public exchange, we can find a solution for your employees to get coverage.

We Add Value for your Company

The professionals at CAP Insurance Services deal with dental insurance carriers that add value to your company. For example, Delta Dental is the largest provider of dental insurance in California, and have built their brand’s reputation to the point where they have become a household name. As such, many employees desire to have their dental insurance through them. If that is the consensus of your staff, then offering a plan through Delta Dental is one way of adding value to your company.

Every dental insurance carrier has something to offer, and the company you choose has as much to do with your goals for coverage as it does the companies and their plans. If you contact CAP Insurance Services to supplement your current health coverage with a dental plan, we will sit with you to assess your goals. This meeting enables us to narrow our search and arrive at the perfect company for you.

An Ongoing Partnership

An Ongoing PartnershipCAP Insurance Services is not merely a hired gun for helping you find an insurance carrier. We offer you expert support for your business. We can help you implement your new health care plan; this service includes the training and oversight necessary to enable you to properly administer your policy. When you have new hires, terminations, or any kind of special cases, you may need extra help to get your HR team to the point where they can handle all the paperwork needed for you to remain in compliance. We can also help you adopt a system of best practices to simplify your operations and keep your employees happy.

We offer these services not because we are unaware that you can handle these tasks yourself; rather we understand that the implementation of a health care plan is a complex operation with many moving parts. Although you have a mind for managing your business, you can’t be an expert at everything, nor do you have the time to be. Let us handle the rigorous details of launching your health care plan and dental plan, and you will be happy with the results. You will also enjoy the time you are able to spend on aspects of your operation more worthy of your attention.

CAP Insurance Services is Your Source for Dental Coverage

CAP Insurance Services is a full-service brokerage firm that offers the best possible rates for coverage, and the best possible plan for meeting your company’s goals. If you partner with us, you can count on acquiring the service needed to enable your company to become more self-sufficient. We know that you are capable of looking for a plan yourself. But tracking down every possible plan option and knowing how to properly evaluate them for their effectiveness is often outside of the training of even the savviest business operatives.

Choose CAP Insurance Services as your partner for health insurance, and for your dental plan. You will not find a broker that can get you better rates, and if you currently offer a dental plan, the odds are good that we can save you money. When you call us, our first goal will be to sit with you and your HR team to determine your goals for your health care plan. At that time, we can also explain in detail how we can help you get your plan started, and save you money going forward. We’re ready as soon as you are.

What Our Clients Say

“We researched to find out if the coverage that Craig at CAP Insurance Services was quoting us was competitive. As indicated, we found many term policies but none with the benefits for the price that CAP Insurance Services provided. Craig took us through the process of determining our needs and we feel that we have the protection that we need should anything happen. Thank you Craig for all you did.”

– Mr. and Mrs. Gary T, Chino Hills, CA

CAP Insurance Services testimonial

A Customized Insurance Plan Catered To Your Needs.

For those who are turning 65, the time has come to explore your options for signing up for Medicare. This service is provided by the US Government’s Department of Social Services, and is available to all seniors.

The good news: Medicare has a variety of coverage options that enable each individual to create an insurance portfolio that is tailored to handle their own individual medical needs and risk profile.

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